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Policy Summary

Types of Insurance Cover

Below is an explanation of the types of insurance cover QUINN-direct provide.

Third party, fire and theft

In addition to covering liability to Third Parties, the vehicle is also covered for loss or damage caused by fire, self-ignition, lightning, explosion or by theft or attempted theft, subject to the terms and conditions of the policy.

Comprehensive

In addition to covering liability to Third Parties, the vehicle is also covered for loss or damage caused by fire, self-ignition, lightning, explosion or by theft or attempted theft and accidental damage, subject to the terms and conditions of the policy.

As part of our car insurance cover we offer:

• FREE breakdown cover (including home-start)
• Named driver experience discount*
• Easy monthly payment option
• Loss of keys cover
• Personal accident cover**
• Medical expenses**
• Hotel expenses**
• Audio equipment
• New car replacement
• Generous no claims discounts
• Protected maximum no claims bonus option
• Step-back no claims discount as standard
• Low claims excess
• Open drive option
• Driving other cars extension***
• European use (93 days)
• Courtesy car when using approved repairer

* Available to first time policy holders only.
** Comprehensive cover only.
*** Applies to most policies.
Cover is subject to the terms & conditions of the policy document.

FAQs

• Can I pay by instalments?
  Yes, QUINN-direct offer flexible payment options including monthly direct debit payment
  Do I need a full licence?
  No. At QUINN-direct we provide cover for provisional licence holders as well as full licence holder
  What type of cover is available?
  We provide third party fire & theft cover and comprehensive cover for motor insurance
  What is a policy excess?
  The first amount of any claim you must pay. We pay the balance
  Can I buy online without a credit card?
  Yes, you can choose to pay via a debit card, cash or cheque.