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Home Insurance Benefits

Benefits of our policies include:

• Low claims excess

  If you have to make a claim our claims excess is only £100 (subsidence excess is £500).

• Frozen foods

  We provide cover for the contents of your deep freezer or refrigerator if they are spoilt up to £500.

• Money and credit cards

  We provide cover for personal money within the home, held for private purposes

• TV, audio, video and computer equipment

  We cover loss or damage to television, video, audio and computer equipment up to £1500 for any one item.

• Wedding and Christmas gifts.

  We increase contents cover by 10% for these occasions.

• Replacement locks cover

  We provide cover for locks to any outside door of the home if the keys have been stolen from the home.

• Loss of rent and alternative accommodation

  We will pay the amount of rent you would have received if your home was let or the reasonable cost of renting similar accommodation for the period you cannot live in the home. (see policy wording)

• Fatal Injury Benefit

  We will pay £2500 if you or your spouse/partner die, as a result of an injury in the home caused by fire or an assault by intruders

• 24 hour home emergency helpline

  The home emergency helpline puts you in touch with reputable tradesmen (such as a plumber or electrician) in the event of an emergency in your home.

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FAQs

• Can I pay by instalments?
  Yes, QUINN-direct offer flexible payment options including monthly direct debit payment
  Do I need a full licence?
  No. At QUINN-direct we provide cover for provisional licence holders as well as full licence holder
  What type of cover is available?
  We provide third party fire & theft cover and comprehensive cover for motor insurance
  What is a policy excess?
  The first amount of any claim you must pay. We pay the balance
  Can I buy online without a credit card?
  Yes, you can choose to pay via a debit card, cash or cheque.